An accident in Thailand can happen to anyone. A scooter, a taxi, or even just a fall – and suddenly you're faced with the question: Who's actually going to pay for all of this? This is precisely where things get really expensive for many tourists.

Who pays after an accident in Thailand?

The short answer: In many cases, you pay yourself. Thailand works differently to Germany. There is no automatic cover for tourists. Without appropriate insurance, you are entirely responsible for doctor, hospital, and treatment costs.

What happens in a scooter accident?

A classic case: You rent a scooter, have an accident and end up in hospital. If you don't have a valid driving licence or the insurance doesn't cover you, you're left with all the costs. This can quickly add up to several thousand euros.

Hospital after an accident - who covers the costs?

Hospitals in Thailand will only treat you upon payment or with proof of insurance. Without cover, you'll have to pay locally. For major treatments or operations, the costs can quickly add up to several thousand euros.

Does German health insurance pay?

In most cases, no. Statutory health insurance from Germany does not cover Thailand. Without additional insurance, you will be liable for all costs – whether it's a minor accident or a major treatment.

Solution – before something happens

You need insurance that really pays out and protects you in an emergency. On our page, you will find an overview of the most important options for Thailand.

I will also personally show you which solution makes sense for you – without any unnecessary nonsense.

Act now

If you are travelling to Thailand or are already here, don't wait until something happens. INSURANCE

If you are unsure whether you are adequately insured, start Here's your advice directly.